Home |  Career |  Contact us |  Where to find us |  Help and FAQ |  Français Soumettre
Agriculture Agriculture
Real Estate
SMEs
Professionals

Get the facts on
Equipment upgrade : when is the timing right?
Dealing with high energy costs
Financing
Short Term
Long Term
Insurance
Investment: a gold mine of services!
Group RRSP
Fixed-rate investments
Indexed investments
Money market and bond market securities
Laurentian Bank Securities
Banking services
Transactionnal
Laurentian Bank VISA Business Cards
Electronic services
Privilege and Privilege Plus: a tool for building staff loyalty
International services
Exchange transactions
International transaction settlement
Commercial banking > Agriculture > Laurentian Bank VISA Business Cards > VISA Business and Business Performance
VISA Business and Business Performance

OPTIMIZE YOUR EXPENSES!

Laurentian Bank VISA® Business* and Business Performance* cards offer advantages well beyond those of a regular credit facility. Featuring one of the longest payment terms in the industry, these business cards allow you to keep close tabs of company expenses while simplifying your accounting and cutting down on operating costs. For your peace of mind, take advantage of Hospitalization and Diagnostic Services coverage as well as Life Insurance, Disability or Dental coverage to fit your needs.

Big or small, your company will get every penny’s worth from the VISA Business credit cards!


UNPARALLELED CONTROL OF YOUR BUSINESS EXPENSES!

  • One of the longest payment terms in the industry.
    Benefit from 28-day payment terms from the date your Account Statement is mailed.
  • Yearly management report and consolidated monthly statement.
    Easily monitor your expenses, manage cash flows and control expenses. Receive a detailed report sorted by purchase category.
  • One single account for one or multiple cards, depending on company needs
    Split the account’s overall credit limit between several Laurentian Bank VISA Business credit cards.
    For added flexibility, you can group VISA Business and VISA Business Performance cards under a single account.
     

Take a look at the examples below :

SELF-EMPLOYED WORKER
TYPE OF CARD
Overall credit limit $5,000 VISA Business Card

 

COMPANY
Overall credit limit for the account $25,000
TYPE OF CARD
President
Individual limit $17,000
VISA Business Performance Card
Vice President
Individual limit $6,000
VISA Business Performance Card
Sales Representative
Individual limit $2,000
VISA Business Card

 

TOP-NOTCH COVERAGE

Automatic insurance coverage offered to VISA Business and VISA Business Performance cardholders

  • Public transport vehicle accident
  • Collision and damages (rental vehicle)
  • Purchase insurance and extended warranty
  • Out-of-province travel insurance: medical and hospital care and services, travel interruption/cancellation, delayed luggage (coverage offered with VISA Business Performance only)
  • You are a click away from the certificate of insurance detailing your coverage.
  • Liability waiver insurance protecting the company against unauthorized use of a card by an employee.

With Blue Cross personal health insurance, you can avoid long delays to obtain certain diagnostic services in private clinics. In addition to the basic Hospitalization and Diagnostic Services coverage, we offer other options to ensure your peace of mind:

  • Hospitalization and Diagnostic Services benefit (basic)
    • Semi-private room in hospital
    • Magnetic resonance imaging (MRI)
    • Scanner (computer tomography)
    • Laboratory tests
    • Ultrasound
    • Home nursing care
  • Term Life 65
    • $10,000 in benefits upon death
    • An advance of 60% for you to use in case of serious illness
  • Extended health benefit
    • Professional health services other than those provided by physicians (psychologist, speech therapist, massage, naturopath, physiotherapist, osteopaths, chiropractor, podiatrist)
  • Disability insurance (invalidity due to accident or ilness)
    • Up to $3,000 in monthly benefits
  • Dental care
    • Includes preventive, periodontal, and major restorative services, etc.
  • Accidental death or loss of use insurance
    • Up to $25,000 in case of accidental death or dismemberment, no matter where the event took place
  • 15 or 30-day annual travel insurance
    • 15-day: out-of-province medical and hospital care, transportation fees and subsistence allowance 30-day: above-mentioned services and trip cancellation/interruption protection (up to $2,500)
  • Critical ilness assistance, first diagnosis ($5,000)
    • Up to $5,000 following a new diagnosis from one of the five critical illnesses (cancer, stroke, kidney failure, heart attack, coronary artery bypass)

 

VERY PROFITABLE


Cashback up to 1.25% on the VISA Business Performance card

A very generous cashback program:

  • Basic 0.75% cashback as of the first dollar charged to the account.
  • Additional cashback of 0.50% on the monthly volume of purchases exceeding $3,000.
  • The cashback is credited monthly to the account.
EXAMPLES

Average monthly purchases

$2,000
$5,000
$10,000
$20,000
Basic 0.75% cashback as of the first dollar charged to the account* (annual total)
$180
$450
$900
$1,800

Additional 0.50% cashback on the monthly volume of purchases exceeding $3,000.

$0
$120
$420
$1,020

Total annual cashback

$180
$570
$1,320
$2,820

 

FEATURES OF THE LAURENTIAN BANK VISA BUSINESS CARDS
 
VISA Business
VISA Business Performance
28 days: one of the longest payment terms in the industry
x
x
Yearly management report, sorted by purchase category and by card
x
x
Access to optional Personal Health Insurance coverage with Blue Cross
Option
Option
Insurance:
Public transport vehicle accident
Collision and damages (rental vehicle)
Purchase insurance and extended warranty
x
x
Travel insurance:
Medical and hospital care and services
Trip cancellation
Delayed luggage
-
x
Liability waiver insurance x x
Up to 1.25%** on purchases
-
x

 

Apply today for a Laurentian Bank VISA Business card!
Contact your branch advisor, your Account Manager, or dial 1-877-522-3863 (Toll free) for more information.

 

 

 

®VISA Int./Laurentian Bank of Canada, licensed user.
* Annual interest rate of 19.99%. Each VISA Business card is subject to an annual fee of $20.
Annual fees are $110 for the principal VISA Business Performance card and $50 for every additional card. Annual fees are non-refundable.
** Credited monthly to the VISA Business account. Certain conditions apply. For details call 1-877-522-3863 (Toll free)

Laurentian Bank VISA Business Offers
  Site map |  Security and Privacy |  Legal notice |  About this website |  © Laurentian Bank of Canada, 2012. All rights reserved.