Cookie notice: We use first- and third-party cookies to customize content and advertising, to collect anonymous web traffic data to ensure our site is running smoothly, and to remember user choices, where it applies.

Black Laurentian Bank Visa Infinite* credit card.
Get over $120 in value

PREMIUM REWARDS

Laurentian Bank Visa Infinite*

Earn up to 12,000 bonus points when you spend $1,500 in the first 3 months and set up a pre-authorized payment.

Plus, earn 2,000 bonus points for every friend or family member you refer.

Apply now

Laurentian Bank Visa Infinite*

Nothing says "Welcome" like our offer.

Use your card.

Earn 10,000 bonus points worth $100 when you spend $1,500 within the first 3 months.

Set up bill payments.

Earn 2,000 bonus points worth $20 when you set up a pre-authorized payment within the first 3 months.

Share the love.

Earn 2,000 bonus points worth $20 when you refer a friend or family member.

The basics.

$130

Annual fee1

20.99%

Interest rate on purchases2

21.99%

Interest rate on balance transfers2

22.99%

Interest rate on cash advances2

$50

Additional cardholder3

PREMIUM REWARDS

Earn rewards for
every dollar spent.

Earn faster with our most comprehensive rewards4 program and enjoy flexible redemption options starting at as little as $1. Plus, manage your rewards easily and conveniently online.

Compare all the cards (PDF, 299 KB)

Use it to earn it.

From groceries and gas to travel, entertainment and dining, earn points on all your eligible purchases.6

2 points on Gas, Grocery, Travel and Transportation.

Whenever you're at the grocery store or at the gas pump, earn rewards on travel and transportation.4

2 points on Recurring Payments.

Never forget to pay a bill and earn valuable rewards by setting up recurring bill payments.5

1 point on everything else.

Earn 1 reward point for every $1 spent on all other eligible purchases.4

FEATURED BENEFITS

Maximize your earning power.

  • Redeem as little as $1 in points towards your account balance or eligible net purchases.4

  • Earn more rewards just by using your Laurentian Bank credit card with hundreds of inCard offers.

  • Shop online through our eShop and earn up to 15% back in points on your favourite brands such as Apple, Lululemon, Sunwing and more.

  • Earn even more with offers that award you with first-time bonus points or by hitting spend milestones.

First-class digital features.

  • Get a virtual card instantly.

    Apply online and get your virtual card within seconds of being approved and start spending right away. Need a replacement card? Request one online and get it instantly.

  • Stay on top of your account.

    Keep track of purchases with real-time notifications,6 easily change your contact information, request a credit limit increase, change your PIN and more.

  • Access your rewards.

    View your rewards balance and easily redeem it against a specific purchase or towards your account balance. Plus, shop inCard and eShop special offers.

  • Manage your spending.

    Create a budget and manage your spending by category with simple tools, and get notified when you’re approaching your limit.

  • Take control of your card.

    Get instant security with lock and unlock card features and easily block online transactions in foreign currency.

  • Add cardholders.

    Add authorized users, view their transactions, lock their card or block specific transactions, and set monthly spending limits for each cardholder.

More to love.

Extra benefits and features.

Relax, with comprehensive insurance coverage.

TRAVEL

Travel insurance12

Hospital, medical and paramedical care

Up to a $5 million out-of-province coverage, for you and your family:

  • Maximum of 15 days for clients aged 66 to 75

  • Maximum of 31 days for clients aged 65 and under

Trip cancellation

  • Up to $2,000 per person in case of cancellation and $5,000 in case of interruption

Delayed baggage

  • Up to $2,500 per family

Public transportation vehicle accident
  • Up to $500,000 per person

For more details, refer to the:

AUTO RENTAL

Auto rental insurance

Auto rental collision/loss damage insurance13

  • Up to 48 consecutive days of coverage

For more details, refer to the:

PURCHASES

Purchase insurance and extended warranty14

Purchase insurance

  • Coverage against theft or accidental damage for 90 days on merchandise paid for with the card.

Extended warranty

  • Extended manufacturer’s warranty up to one year.

Visa Zero Liability* fraud protection15

  • You’re covered against unauthorized use of your card. You can shop safely knowing you won’t be charged for fraudulent purchases.

For more details, refer to the:

COVERAGE

Assur-PaymentTM

  • Assur-PaymentTM is an optional program offered to a Laurentian Bank Visa* card primary cardholder.

  • It combines insurance,16 advice and health and wellness assistance services to support you in the event of the unexpected.

  • Assur-PaymentTM provides the support to help you in your daily life and when you need it most.

  • Combines life, disability and job loss insurance17 to fully cover you.

  • Assistance services18 focused on health and well-being.

  • Provides personal budgeting advice, legal advice, and psychological, grief and emotional loss support.

Learn more about Assur-PaymentTM

For more details, refer to the:

Four skiers stand at the top of a sunny, snowy peak, carrying their ski and snowboard equipment. Majestic mountain ranges can be seen in the background.

Pay on your own terms.19

Pay off your large purchases in smaller, manageable monthly payments at a lower interest rate.

Our instalment plan.

Enjoy flexible payment options with Instalments.19 Set up smaller monthly payments for eligible purchases CAD 100 and over, starting at just 5.99% interest.

Buy now, pay later.

Make big or unexpected purchases without hurting your budget. You’ll know exactly how much your monthly payments will be.

No extra credit checks needed.

Instalment payments are part of your existing Credit Limit, so no additional credit checks are required.

Flexible payments.

You can choose between 3-, 6-, 12-, or 24-month plan options starting at rates as low as 5.99%.20

Is this card right for me?

Income requirements.

You have a $60,000 personal or $100,000 household annual income.

Residency and age requirements.

You must be a Canadian resident and meet the age of majority in your province or territory.

Flexible rewards program.

You want the flexibility of redeeming points towards your balance or specific purchases.

Travel benefits.

You plan to travel and are looking for a credit card with comprehensive travel insurance, including medical coverage.

Extra special perks.

You’re looking for the extras that come with a premium card, like travel and hotel perks, dining series and concierge service.

Helpful tips and resources.

Your questions answered.