Laurentian Bank Visa* Reward Me credit card with a bicycle.
Get over $20 in value


Laurentian Bank Visa* Reward Me

Earn up to 2,000 bonus points when you make your first purchase in the first 3 months and set up a pre-authorized payment. Plus, earn 2,000 bonus points for every friend or family member you refer.

Apply now

Laurentian Bank Visa* Reward Me

Nothing says "Welcome" like our offer.

Use your card.

Earn 1,000 bonus points worth $10 when you make your first purchase.

Set up bill payments.

Earn 1,000 bonus points worth $10 when you set up a pre-authorized payment within the first 3 months.

Share the love.

Earn 2,000 bonus points worth $20 for each friend or family member you refer.

The basics.


Annual fee1


Interest rate on purchases2


Interest rate on balance transfers2


Interest rate on cash advances2


Additional cardholder3


Earn rewards for every dollar spent.

Earn bonus points for every dollar spent on exclusive merchant offers available through Laurentian Bank Rewards. Redeem points for cash back towards your account balance or against a specific purchase.4

Plus, manage your rewards easily and conveniently online.

Use it to earn it.

From groceries to gas, recurring payments and everything in between, earn points on all your eligible purchases.4

1 point on Gas and Grocery.

Cover your basics with points on gas and groceries.4

1 point on Recurring Payments.

Get rewarded by setting up recurring bills payments.5

0.5 point on everything else.

Earn bonus points for every dollar spent on all other eligible purchases.4


Maximize your earning power.

  • Redeem as little as $1 in points towards your account balance or eligible net purchases.4

  • Earn more rewards just by using your Laurentian Bank credit card with hundreds of inCard offers.

  • Shop online through our eShop and earn up to 15% back in points on your favourite brands such as Apple, Lululemon, Sunwing and more.

  • Earn even more with offers that award you with first-time bonus points or by hitting spend milestones.

First-class digital features.

  • Get a virtual card instantly.

    Apply online and get your virtual card within seconds of being approved and start spending right away. Need a replacement card? Request one online and get it instantly.

  • Stay on top of your account.

    Keep track of purchases with real-time notifications,6 easily change your contact information, request a credit limit increase, change your PIN and more.

  • Access your rewards.

    View your rewards balance and easily redeem it against a specific purchase or towards your account balance. Plus, shop inCard and eShop special offers.

  • Manage your spending.

    Create a budget and manage your spending by category with simple tools and get notified when you’re approaching your limit.

  • Take control of your card.

    Get instant security with lock and unlock card features and easily block online transactions in foreign currency.

  • Add cardholders.

    Add authorized users, view their transactions, lock their card or block specific transactions, and set monthly spending limits for each cardholder.

More to love.

Extra benefits and features.

Relax, with comprehensive insurance coverage.


Purchase insurance and extended warranty7

Purchase insurance

  • Coverage against theft or accidental damage for 90 days on merchandise paid for with the card.

Extended warranty

  • Extended manufacturer’s warranty up to one year.

Visa Zero Liability* fraud protection8

  • You’re covered against unauthorized use of your card. You can shop safely knowing you won’t be charged for fraudulent purchases.

For more details, refer to the:



  • Assur-PaymentTM is an optional program offered to a Laurentian Bank Visa* card primary cardholder.

  • It combines insurance,9 advice and health and wellness assistance services to support you in the event of the unexpected.

  • Assur‑PaymentTM provides the support to help you in your daily life and when you need it most.

  • Combines life, disability and job loss insurance10 to fully cover you.

  • Assistance services11 focused on health and well-being.

  • Provides personal budgeting advice, legal advice, and psychological, grief and emotional loss support.

Learn more about Assur-PaymentTM

For more details, refer to the:

A couple looks through cabinet door samples in a home improvement store.

Pay on your own terms.12

Pay off your large purchases in smaller, manageable monthly payments at a lower interest rate.

Our instalment plan.

Enjoy flexible payment options with Instalments.12 Set up smaller monthly payments for eligible purchases CAD 100 and over, starting at just 5.99% interest.

Buy now, pay later.

Make big or unexpected purchases without hurting your budget. You’ll know exactly how much your monthly payments will be.

No extra credit checks needed.

Instalment payments are part of your existing Credit Limit, so no additional credit checks are required.

Flexible payments.

You can choose between 3-, 6-, 12-, or 24-month plan options starting at rates as low as 5.99%.13 View Instalments guide (PDF, 80 KB)

Is this card right for me?

Residency and age requirements.

You must be a Canadian resident and meet the age of majority in your province or territory.

No fees, please.

You don’t want to pay an annual fee for your credit card or to add additional cardholders.

Flexible rewards program.

You want the flexibility of redeeming points towards your balance or specific purchases.

Build your credit.

You want a card that will help you build your credit or to use as a secondary card in your wallet.

Purchase insurance coverage.

You want to benefit from coverage on purchases and extended manufacturer's warranty.

Helpful tips and resources.

Your questions answered.