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MUTUAL FUNDS

Invest responsibly with our portfolios.

LBC Financial Services offers a range of Laurentian Bank mutual funds1 through Mackenzie Investments, one of Canada’s largest investment management firms. From the most cautious investor to the most adventurous, find a fund that’s right for you.

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What’s a mutual fund?


Investing in a mutual fund means pooling your money with people who have similar goals. Managed by expert portfolio managers, mutual funds offer unlimited potential returns. Your capital isn’t guaranteed and returns may vary with market fluctuations.

What are the benefits of a mutual fund?

There are many advantages, including:

  • They’re easy to purchase;

  • They’re managed by experienced portfolio managers;

  • There’s a wide range of funds available for every type of investor;

  • The wide range of funds lets you diversify your portfolio, which maximizes your potential return while helping to reduce risk.

Discover our ESG funds.

Canadians are increasingly aware that their investment choices can have as much of a positive impact on their finances as they do on the planet. One way to diversify your portfolio is with responsible investments like Environmental, Social and Governance (ESG) mutual funds.

What makes a fund ESG?


ESG funds are a great solution for Canadians wishing to become responsible investors. A fund is considered ESG based on:

  • an in-depth analysis of the companies ESG funds hold;

  • their specific risk management approach; and

  • the integration of environmental, social and governance (ESG) criteria in investment decisions.

ESG funds are aimed at both new and experienced investors who want to support positive change while enjoying competitive returns.


We offer:

  • 8 ESG mutual funds

  • 3 ESG model portfolios

To learn more about responsible investing, visit our partner Mackenzie’s website.

Responsible investing.

ESG funds will focus on one or more of the following issues:

Environmental.

  • Climate change and carbon emissions

  • Energy efficiency

  • Protection of biodiversity

  • Clean energy and technologies

  • Sustainable use of natural resources

Social.

  • Labour relations

  • Diversity and inclusion

  • Workplace health and wellness

  • Community relations

  • Child poverty and labour

Governance.

  • Board and management oversight and diversity

  • Anti-corruption policies

  • Business ethics

  • Compliance and transparency

Our ESG mutual funds.

Mackenzie Global Green Bond Fund




This fund seeks to produce income and the potential for long-term capital growth by focusing on sustainable and responsible issuers. Covering a broad range of fixed income securities from global companies, the fund invests mostly in the environmental sector with a focus on “green” bonds.

Mackenzie Global Sustainable Bond Fund


This fund has the potential for moderate capital growth and reduced volatility. It contains concentrated investments in fixed income securities from issuers around the world. Sustainable bonds are designed to finance projects that will help make the world a better place.

Mackenzie Betterworld Canadian Equity Fund


This fund has the potential for competitive long-term capital growth. Its investment strategy is designed to reduce volatility. The fund invests mostly in Canadian companies with progressive environmental, social and governance practices.

Mackenzie Betterworld Global Equity Fund


This fund invests mostly in global companies with progressive environmental, social and governance practices. The fund has the potential for competitive long-term capital growth. Its investment strategy is designed to reduce volatility.

Mackenzie Greenchip Global Environmental Balanced Fund


This fund has the potential for long-term capital growth. Its management strategy is focused on sustainable energy transition. The fund comprises equity and fixed income securities from issuers around in the world.

Mackenzie Global Women’s Leadership Fund


This fund provides long-term capital growth. It features equity securities from companies around the world that promote diversity and the representation of women in leadership positions. This includes leadership in public companies, including in senior management teams and boards of directors.

Mackenzie Global Environmental Equity Fund


This fund seeks to create long-term capital growth. It features stocks from companies around the world specializing in the environmental sector and dedicated to fighting climate change. The fund’s holdings fall into 6 categories:

  • energy efficiency;

  • clean energy;

  • water treatment and distribution;

  • sustainable agriculture;

  • sustainable transportation; and

  • clean technology.


Mackenzie Global Sustainable Balanced Fund


This fund provides a balanced solution for investors who wish to invest in equity and fixed-income securities. The fund’s holdings come from companies and countries around the world that are adopting ESG criteria.

ESG model portfolios.

Designed by Mackenzie’s experienced portfolio managers, these new portfolios are intended for both novice and experienced investors who wish to invest responsibly and help build a better world.

Conservative income – 20% equity


This portfolio comprises 20% equities and 80% fixed income. It focuses on capital preservation, seeks to provide a stable income stream with some growth potential and is diversified to reduce volatility.


80% Mackenzie Global Sustainable Bond Fund
10% Mackenzie Betterworld Global Equity Fund
6% Mackenzie Betterworld Canadian Equity Fund
4% Mackenzie Greenchip Global Environmental All Cap Fund


Conservative – 35% equity


This portfolio comprises 35% equities and 65% fixed income. It focuses on capital preservation, seeks to provide a stable income stream with some growth potential and is diversified to reduce volatility. 65% Mackenzie Global Sustainable Bond Fund
16% Mackenzie Betterworld Global Equity Fund
10% Mackenzie Betterworld Canadian Equity Fund
5% Mackenzie Greenchip Global Environmental All Cap Fund
4% Mackenzie Global Women’s Leadership Fund


Balanced – 60% equity


This portfolio comprises 60% equities and 40% fixed income. It targets growth and capital preservation while providing diversification to reduce volatility. 40% Mackenzie Global Sustainable Bond Fund
30.5% Mackenzie Betterworld Global Equity Fund
15% Mackenzie Betterworld Canadian Equity Fund
9% Mackenzie Greenchip Global Environmental All Cap Fund
5.5% Mackenzie Global Women’s Leadership Fund


Growth – 80% equity


This portfolio comprises 80% equities and 20% fixed income. It focuses on growth through diversification of securities while providing a level of capital protection without excessive risk.


40% Mackenzie Betterworld Global Equity Fund
20% Mackenzie Global Sustainable Bond Fund
20% Mackenzie Betterworld Canadian Equity Fund
12.5% Mackenzie Greenchip Global Environmental All Cap Fund
7.5% Mackenzie Global Women’s Leadership Fund


Symmetry portfolios: a package deal.

Symmetry portfolios are all-in-one investments designed for different levels of risk. Whatever your investor profile, there’s a Symmetry portfolio just for you. These portfolios offer:

High-quality management.

Assets are managed with the expertise you’d usually find in a pension fund or other institutional investor.

Balance between protection and growth.

Our portfolios are broadly diversified and aim to strike a balance between protecting your capital needs today and nurturing future growth. Each portfolio is designed to provide a wide range of investment opportunities.

Effective risk management.

We place top priority on effective risk management. Our portfolio weights are strategically balanced to take advantage of market conditions.

Daily rebalancing.

To keep your Symmetry portfolio in line with your risk tolerance and growth objectives, there’s a target weighting for each portfolio. If the market fluctuates too widely, the asset allocation team rebalances the weighting in stocks and bonds to bring your portfolio back within your risk tolerance.

Low volatility.

A specific weighting is assigned to assets with low volatility, with the aim of delivering what every investor wants – maximum performance with minimal risk.

Experienced portfolio managers.

Mackenzie’s greatest advantage is bringing together skilled investment professionals with varying specializations.

Symmetry portfolios: Overview.

Preferred pricing.

Invest. Combine. Save.


Our Preferred Pricing Service for Laurentian Bank Group of Funds, managed by Mackenzie Investments, lets you enjoy lower fees by combining assets.2



How to take advantage.


Preferred Pricing is designed to ensure you automatically benefit from reduced costs once you reach personal or household3 assets of $100,000 with us. It’s a great reason to combine your assets.



Preferred Pricing Service (PDF, 1.2 MB)
Understanding how management fee rebates are taxed (PDF, 61 KB)

Your trusted investment partners.

LBC Financial Services logo.

LBC Financial Services.

LBC Financial Services (LBCFS) distributes mutual funds and offers financial planning services.

Mackenzie Investments logo.

Mackenzie Investments.

With more than $185 billion in assets under management and 17 specialized investment teams, Mackenzie Investments has the experience, strength and diverse outlook to help you reach your financial goals.

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REGISTERED RETIREMENT SAVINGS PLAN

A dream retirement starts here.

We want to set you up for a long and enjoyable retirement. Our Registered Retirement Savings Plan (RRSP) is the ideal way to build your retirement fund. The best time to start planning and saving is now, so what are you waiting for?

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