Skip to content
Home > My ideas > Personal > Credit cards > Visa EXPLORE


Annual fees: $1101
Additional card: Free
Interest rate on purchases: 19.99%
Notice: The Visa EXPLORE is no longer available to new customers.

If you are an existing Visa EXPLORE cardholder, you can continue to benefit from all of its advantages.


on pre-authorized



on travel and transportation2



on all other eligible purchases2

No limit to the number of points you can accumulate, and points don’t expire.
Discover all your advantages
Reward yourself anytime
Travel credits3
  • 10,000 points = $100 rebate on your next trip
  • Redeem your points to settle the cost of a trip: hotel, airfare, cruise… no reservation restrictions
  • Travel credits starting at 10,000 points
How to redeem travel credits?
  • Book a trip with your Visa* EXPLORE.
  • Call 1-888-642-8171 and speak with a Reward Zone travel agency representative within the first 60 days following the reception of your Visa statement.
Gift cards
  • More than 80 merchants
Laurentian Bank
financial products4
  • 10,000 points = $100 on Laurentian Bank investment products (GIC, term deposit, etc.)
  • Reimbursement of your Visa EXPLORE annual fee of $110 (11,000 points).
  • Selection of items
To find out more about this Rewards Program refer to the Laurentian Bank Visa EXPLORE program rules
  • To redeem your points or book a trip:
  • Relax, with Comprehensive Insurance Coverage
    Travel Insurance Coverage5
    For more details, refer to the summary of the insurance product and to the insurance certificate.
    Hospital, Medical and Paramedical Care
    • Up to a $5 million out-of-province coverage, for you and your family:
    • Maximum of 15 days for clients aged 66 to 75
    • Maximum of 31 days for clients aged 65 and under
    Trip Cancellation
    • Up to $2,000 per person in case of cancellation and 5,000 in case of interruption
    Delayed Baggage
    • Up to $2,500 per family
    Public Transportation Vehicle Accident
    • Up to $500,000 per person
    Auto Rental Collision/Loss Damage Insurance6
    For more details, refer to the summary of the insurance product and to the insurance certificate.
    Auto Rental Collision/Loss Damage Insurance
    • Up to 48 consecutive days of coverage
    Purchase Insurance and Extended warranty7
    For more details, refer to the summary of the insurance product and to the insurance certificate.
    Purchase Insurance
    • Coverage against theft or accidental damage for 90 days on merchandise paid with the card
    Extended Warranty
    • Extended manufacturer’s warranty up to one year
    Fraud Protection8
    Visa Zero Liability*
    • You are cover against unauthorized use of your card: Shop safely without fear of being charged for fraudulent purchases.
    OPTION – Coverage of your Visa card balance with Assur-paymentTM9
    For more details, refer to the summary of the insurance product and to the insurance certificate.
    Coverage when you need it the most

    The Assur-PaymentTM combines insurance9, advice and health and wellness assistance services to support you and your loved ones in the event of the unexpected. Offered as an optional Laurentian Bank Visa* card ​benefit, AssurPaymentTM provides the support to help you in your daily life and when you need it most.

    Coverage when you need it the most
    Combines life, disability and job loss insurance10 to fully cover you

    Assistance services11 focused on health and well-being
    Provides personal budgeting advice, legal advice, and psychological, grief and emotional loss support

    Learn more


    Enjoy special benefits and features
    Travel benefits
    • Personalized service with the Reward Zone Program agency (Vision Travel)
      Book a trip, hotel or flight directly through the Reward Zone travel agency, you get:
      • 25% more points on every transaction made through the agency
      • 24/7 assistance service for any changes to your itinerary
    • Or book your own flights and use your points to pay for part or all of your trip. Visit or call 1-888-642-8171 to redeem your points.
    Everyday services
    • 21-day interest-free payment deferment until the date shown on your statement
    • Visa payWave* to quickly settle small purchases
    • 2,99 % interest for 9 months12 on balances transferred from other credit cards
    • Card accepted in more than 200 countries
    • No need to tell us when you are travelling, thanks to our advanced fraud detection systems
    • Cash advances and withdrawals available from more than 1 million ABMs affiliated with the Visa, Interac and PLUS networks, 24 hours a day, worldwide
    • Safely complete your online purchases at participating merchants with Visa Secure and Click to Pay
    Interest rates and fees
    Annual fees: $110
    Additional cards: Free

    Interest rate on purchases: 19.99%
    Interest rate on balance transfers, cash advances and Visa cheques: 21.99%
    Processing fees for balance transfers and Visa cheques: 2% of the transferred amount
    Credit card's documentation

    * Trademark of Visa Int., used under license.


    Your next steps
    You might also like