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VISA REWARD ME

Rewards to treat yourself

Interested in adding a little excitement to the more practical side of life? How about a reward program with your VISA card? We’d like to introduce you to the VISA1 Black Reward Me card. It offers the best rewards program available with a classic credit card!


What is the VISA Black Reward Me Card?

It’s actually a VISA card coupled with a highly advantageous reward program. Here’s how it works:

  • It lets you accumulate points quickly, faster than with most no-fee cards from other financial institutions.
  • Points are exchangeable for gift cheques at over 80 different retail establishments. Well-known brands? Absolutely! Pharmaprix, St-Hubert Rotisseries, the SAQ, Petro-Canada… to name a few. Use your rewards to save on daily expenses or to treat yourself to a well-deserved night at the movies! Even the Laurentian Bank offers gift cheques redeemable for investments2 and other benefits. Finally, you can also exchange your points for merchandise.
  • For only $3.503 per month, this program is really worth taking advantage of! And it gets even better: when you spend over $3504 net on purchases during your billing cycle, Laurentian Bank will offer to reimburse your monthly fees. Interested yet?


How the Reward Me program works

This amazing reward programs lets you accumulate points quickly: $1 purchase = 1 point! Your first reward is easily acquired for as little as 1,520 points! Visit www.laurentianbank.ca/rewardzone to discover all the exciting rewards you can choose from!

Advantages

In addition to a generous reward programs, the VISA Black Reward Me card offers the following advantages:

  • 21-day interest-free payment deferment until the date shown on your statement
  • Possibility of access to virtual mail statement
  • Cash transfers to other credit cards possible with VISA cheques
  • Card accepted in over 150 countries
  • Cash advances available from 800,000 automatic teller machines and 400,000 financial institutions
  • Free additional card so you can accumulate points twice as fast!
  • Easy account payment by mail, telephone, Internet or at Bank branches


Are you a student?

A student version of the VISA Black Reward Me card is also available, with flexible admissibility criteria adapted to the realities of student life.

Security and protection wi th Assur-paymentTM!

Benefit from Assur-paymentTM5 protection, offered as an option on your VISA card. Guarantee your security and the security of your loved ones and enjoy life worry-free!

  • Reimbursement of the minimum payment6 in the event of job loss or disability
  • Reimbursement of the balance in the event of death7
  • Legal assistance
  • Convalescence assistance
  • Accès-Santé Info assistance
  • VIE COURANTE assistance


Take a look at these great advantages!

Simplify your everyday life with a unique payment method

Centralize all your purchases and expenses on your credit card: grocery, pharmacy, gas station, etc., without the added fees you might incur with a debit card! See how many points you can earn easily.

Use your statement the smart way

Think practical! Your account statement becomes an efficient management tool that allows you to keep close track of your purchases and expenses.

Rest easy

  • The VISA Black Reward Me card also allows you to protect your possessions with purchase insurance and extended guarantees. In fact, the card doubles manufacturers’ warranty for up to one year and offers protection in the event of theft or accidental damage for 90 days following purchase.
  • In case of emergency, you can easily access extra cash with your credit card PIN.
  • You’re protected against the unauthorized use of your card or information about your account with VISA’s Zero Liability8 policy, at no extra cost to you.
  • You can safely shop online thanks to Verified by VISA. Visit http://www.visa.ca/en/personal/securewithvisa/index.jsp for more information.

 

ADVANTAGES AT A GLANCE
Rewards program Point accumulation $1 purchase = 1 point
Gift cheques
  • Over 80 participating merchants.
  • Gift cheques available from
    2,600 points.
Merchandise selection of over 350 products.

Laurentian Bank financial products

Redeem points for $100 in financial products, free banking plan for 1 year, etc.
Insurance programe9 Purchase insurance

Protection in the event of theft or accidental damage for 90 days following purchase of items paid with your card.

Guarantee extension Double the manufacturer’s guarantee
for up to one year
Student version available Yes.
Monthly fees3 $3.50 per month
The only card to reimburse monthly fees with $350 or more in net monthly
purchases on the account4
Additional card3 Free
Annual interest rate3 19.99% on purchases
21.99% on balance transfers and cash advances
Assur-paymentTM5 Upon request



Enjoy great discounts

Take advantage of numerous discounts on merchandise, travel, activities, etc. with VISA Perks. Visit www.visaperks.ca to find out about all current offers.


Summary

This product is for you if:

  • You’re looking for a smart payment solution tailored to your purchases;
  • You’d like the possibility of obtaining fast credit in emergency situations;
  • You make over $350 in purchases per month with your payment cards (grocery, gas, pharmacy, etc.);
  • You’d like to combine the practical and the enjoyable by adding an attractive reward program to your credit card.


This product is not for you if:

  • You’re in the habit of maintaining a balance on your credit cards. You may want to look into the Visa Black Reduced Rate card.

 






1. VISA Int./Laurentian Bank of Canada, licensed user.
2. Applicable on Term deposit, GIC, ActionGIC, Multi-Rater GIC and Xtra Multi-Rater GIC. Subject to the conditions and minimum investment amount of each product. Some conditions apply.
3. Subject to change.
4. The net purchase amount must be greater than $350 per billing cycle. Cash advances, VISA cheques, fees (including monthly fees, cheques with insufficient funds, etc), account transfers, automatic teller transactions and all credits to the account are not considered admissible purchases.
5. Assur-paymentTM protection for the Laurentian Bank VISA card is underwritten by The Industrial Alliance, a personal insurance company. To be eligible, you must be aged 18 to 64 inclusively at the date of application. Fees of $0.97 per $100 used balance apply. Subject to change.
6. Maximum of $750 per month, up to a cumulative maximum of $15,000.
7. Up to a maximum of $15,000 in the event of natural death of $30,000 in the event of accidental death.
8. To sign up for the coverage, each authorized user must comply with the agreement governing the use of the Laurentian Bank VISA card, including conditions regarding the obligation to protect the PIN.
9. All insurance programs are subject to the restrictions and conditions provided for by the insurance certificates included in the welcome package for new cardholders.