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Opening a Bank Account

To open an account with us, simply go to one of our branches and bring along the following to complete your application:

  • Your contact information;
  • Your date of birth;
  • Your occupation;
  • An original, valid, undamaged piece of identification from Group A;
  • Another piece of identification from Group A and B, or a reference from a client in good standing with us, or a reference from a person with a good reputation in the community where the branch you deal with is located.

In order to provide you with an automatic banking card or other services or to comply with the law, we may also ask for your consent in order to perform certain credit validations or to validate any information gathered from the presented pieces of identification.

Acceptable Forms of Identification

Group A

  • Your driver’s license (Canadian or foreign)
  • Your passport (Canadian or foreign)
  • Your Canadian citizenship card (issued before 2012)
  • Your permanent resident card
  • Your Secure Certificate of Indian Status issued by the Canadian government
  • Your provincial or territorial health insurance card, as permitted to be used for identification purposes under provincial or territorial law
  • Your identification card issued by a provincial or territorial government authority, or one of its agents that can serve as your identification - the card must bear your photograph and signature

Group B

  • An employee identification card issued by a well‑known employer and bearing your photograph
  • A bank, client or automated banking machine card issued by a member of Payments Canada and bearing your name and signature
  • A credit card issued by a member of Payments Canada and bearing your name and signature
  • A Canadian National Institute for the Blind (CNIB) client card bearing your photograph and signature
  • A personal reference from a client in good standing at the Bank or a reference from a person with a good reputation in the community where the branch you deal with is located


Choose From Several Plans and Programs

Fixed Monthly Fees Plan

Whether you make very little, a few, a lot, or tons of transactions each month, we have the plan for you. Choose among our four plans to find the one that best suits your needs and habits!

Special Advantages

Are you a student between the ages of 16 and 25? Are you over 60? Are you a member of a specific professional association? Well, we have a little something for you! What is it? One of our special advantages programs!

These programs offer privileges and freebies that could help you make huge savings if you're eligible!

If you aren't sure which plan or program is right for you, use our calculator.

Cashing my federal government or Minister of Finance cheque

Do you have a cheque or other payment instrument from the federal government or Quebec Ministère des Finances to cash, but you’re not a client with us? Come to one of our branches and we’ll be glad to cash it for you, without delay and at no charge provided that you are an individual and the cheque is in your name and in the amount of $1,500 or less.1 You must identify yourself in one of the following three ways.

  1. By presenting an original, valid, undamaged piece of identification from Groups A or B, with your photograph and signature.
  2. By presenting two pieces of identification from Groups A or B.
  3. By presenting one piece of identification from Groups A or B, accompanied by a reference from a client in good standing with us, or a reference from a person with a good reputation in the community where the branch you deal with is located. Please note that only beneficiaries can cash a cheque or similar item, and they may do so only if the cheque or item in question has not been changed or altered. The Bank also reserves the right to not cash the cheque or item if it has reasonable grounds to believe that a fraud or crime has been committed in connection with it.

Please note that:

  • Government cheque cashing service is available at main branches only. To find the main branch nearest you, please use the selector.
  • Only beneficiaries can cash a cheque or similar item, and only if the cheque or item in question has not been changed or altered. We also reserve the right not to cash the cheque or item if we have reasonable grounds to believe that a fraud or crime has been committed with it.

 

1. Any cheque exceeding this amount will be refused if you do not have a Laurentian Bank account of financial product.

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