Automated banking machines (ABMs)
Thanks to our network of more than 3,000 automated banking machines affiliated with THE EXCHANGE® network, you can access your money easily and perform various banking transactions such as deposits and transfers throughout Canada. You can pay your bills at any time using one of our Laurentian Bank automated banking machines in Quebec. You can also use your Laurentian Bank debit card to access your money at any automated banking machine affiliated with the Interac® and PLUS® network worldwide.
| ALL YOUR DAY-TO-DAY BANKING TRANSACTIONS AT YOUR FINGER TIPS!† | ||||
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| Banking transactions | LBCDirect for Business | Automated banking machines (ABMs) | ||
| Informational access | Transactional access | Laurentian Bank | THE EXCHANGE® Network | |
| Access your account transaction history |
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| Assign informational or transactional access to various representatives of your company |
authorized signing officer |
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| Change your PIN |
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| Check balance of your Laurentian Bank Visa card |
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| Check balance of your mortgage, commercial loan, line of credit and other investment products |
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| Check your account balance |
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| Foreign currency deposits (US$)1, 2, 3 |
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| Fund deposits and withdrawals in Canadian dollars |
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| Government tax returns and remittances |
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| Interac e-Transfer®4 |
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| Pay bills |
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| Transfer between your Laurentian Bank accounts |
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| Transfer your transaction history to financial management software (e.g. Quickbooks, Acomba) |
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| View your current bills |
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| View your various statements* (Banking, line of credit) |
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* Loan statements are not available in LBCDirect. For banking statements, if your company receives paper statements with remitted cheques, you can view your monthly transactions by using the historical transaction functionality within LBCDirect.
Online banking transaction
Phone or mobile banking transaction
Two types of access are available with our electronic services:
- Informational access
- Transactional access
If you have authorized users who are not entitled to perform transactions on the accounts, you could give them informational access only. Access is delegated by the company’s authorized signing officer.6
The LBCDirect Business Electronic Banking Services are:
- Accessible through Internet, by phone or through our ABM network, 24/7;
- User-friendly;
- And last but not least, secure!
| Find an ABM | |||
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| Laurentian Bank | THE EXCHANGE® Network | Accel® Network (U.S.) |
Allpoint® Network (U.S.) |
THE EXCHANGE® and Accel® Networks are registered trademarks of Fiserv, Inc., licensed for use in Canada by FICANEX Services Limited Partnership.
Legal notice
† Some restrictions may apply.
- If an Instrument is in a currency other than the currency of the Account, and the Instrument is to be credited to or debited from the Account, you agree that we may convert the Instrument at the applicable currency conversion rate established by us at our discretion for such purpose. We are not responsible for any losses related to foreign currency conversions, including those resulting from a change to our currency conversion rates between the date an Instrument is converted by us and the date the Instrument is processed or returned.
- Foreign currency deposit (US$) made at a Laurentian Bank ABM equals three banking transactions. Contact your branch advisor or your business centre coordinator to choose the package best suited to your banking habits.
- Processing time: up to three (3) business days for deposits in US dollars and six (6) business days for deposits in another foreign currency.
- Some restrictions apply. Transfer limits (sending): $3,000 per transaction, $10,000 per 7-day period and $20,000 per 30-day period. Transfer limits (receiving): $10,000 per transaction, $25,000 per 7-day period and $50,000 per 30-day period. Interac® Transfer fee of $ 1.00 is non-refundable. Withdrawal fees not included if you do not have a package or if you exceed the number of monthly transactions included in your package.
- The Bank will place a hold on funds when cheques and commercial bills deposited into your account at an automated banking machine exceed the daily limit (personalized rating) associated with your client card. Funds from deposits made at THE EXCHANGE® Network ABMs may be held for a maximum of five (5) working days. It is not possible to perform fund withdrawals or transfers with an account that requires more than one cardholder signatures to carry out transactions.
- Authorized signing officers who act along with other signatories must have informational access only, except with a formal agreement that allows us to issue a transactional access.
- Deposit limits may vary depending on the ATM operator.
