Laurentian Bank: Laurentian Bank of Canada.
Subject to credit approval. Certain conditions apply.
MORTGAGES
A home to call
your own.
A home to call your own.
Whether you're shopping for your first home or you're already a homeowner and thinking of renovating, we have just what you need.
Talk to an advisor
HOMEOWNER’S KIT
All the tools you need.
If you own your home and are looking for extra money to invest or want to make home improvements, then we have a tool kit to help you out. We call it the Homeowner’s Kit.1
Choose your mortgage.
VARIABLE-RATE
Variable-rate mortgage.
The rate changes during the term of the loan based on Laurentian Bank's prime rate.
FIXED-RATE
Fixed-rate mortgage.
You benefit from the stability of fixed payments that don’t change throughout the term.
MORTGAGE INSURANCE
Insure your loan.
Get life and disability insurance to protect you and your loved ones from the unexpected.
Line up your options.
Equity line of credit.
Borrow funds against the equity in your home. A home equity line of credit offers flexibility, convenience and competitive interest rates.
Equity line of credit insurance.
With our home equity line of credit insurance, you can rest easy knowing that the balance is covered.
Retirement line of credit.
If you’re a homeowner and you’ve paid off most or all of your mortgage, consider tapping into your home’s market value to support your retirement plans.
Help for first-time home buyers.
Buying your first home can be exciting and daunting. We’ve broken down the process into simple steps you can follow to make your purchase a successful one.
For help at any stage of the process, contact Client Services at 1-800-522-1846.
Set a budget.
Know how much to set aside for your down payment and start-up costs. Understand your borrowing power so you know what’s within your price range.
Get pre-qualified and start looking.
Understand what’s involved with getting pre-qualified, making an offer and that first deposit.
Get a mortgage.
With so many different types of mortgages and loans, it’s hard to know what to get. Learn about the different financing options, how payments and amortization work, as well as your prepayment options.
Protect your investment.
Owning a home is a big financial responsibility. Make sure you don’t miss a payment by setting up preauthorized payments and that you’re covered in the event you can’t make your payments with insurance.
Be ready for closing.
When moving day arrives, know what to expect with the final money transfers and all the important legal documents and fees.
We're here to help.
You’ll find detailed information on all these steps and more in our brochure. My Home, My Mortgage (PDF, 659 KB)
MORTGAGE PAYMENT OPTIONS
What rising interest rates mean for your finances.
Safeguard your finances and hard-earned assets. Learn how to effectively manage your budget, savings and debt, offering a sense of security for unexpected financial challenges.
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