Get 2,500 welcome points

With your first purchase†

No annual fee. Interest rate on purchases: 19.99%.

DISCOVER ALL THE ADVANTAGES OF THE FADOQ GOLD PRIVILEGE VISA CARD

Earn points quickly

All your purchases pay off:

  • 1 point per dollar spent on all your purchases1

No limit to the number of points you can accumulate, and your points never expire.

See how easy it is to accumulate points:

  Monthly Expenses Annual Benefits
Groceries $500
  • Up to $120 in rewards
  • Free FADOQ membership renewal7
Pharmacy $75
Gas $125
Cell Phone, Internet, TV $200
Restaurants $100

Find out how many points you can earn by the end of the year with our calculator.

Reward yourself as you like:

Travel Credits
  • 10,000 points = $100 rebate on your next trip
  • Redeem your points to settle the cost of a trip: hotel, airfare, cruise… no reservation restrictions
  • Travel credits starting at 10,000 points
Gift Cards
  • More than 80 participating retailers
  • Starting at 1,600 points
Merchandise
  • A selection of more than 350 items
To find out more, refer to the FADOQ GOLD Privilege Visa program rules

Drive carefree knowing you can call roadside assistance for help!2

Number of Services
  • Up to four (4) service calls per year per cardholder
Coverage Area
  • Canada
  • United States (excluding Alaska and Hawaii)
Coverage
  • 24/7
  • 365 days
Covered Services
  • Towing within a 10-kilometre radius
  • Battery boost
  • Flat tire change
  • Fuel delivery
  • Winching
  • Lockout service
For more details, refer to the terms and conditions here.

Keep your peace of mind: you are protected.

Auto Rental Collision/Loss Damage Insurance3
Fraud Protection:4 Visa* Zero Liability
  • You are covered against unauthorized use of your card: shop safely without fear of being charged for fraudulent purchases.

Protect your Visa card balance with Assur-paymentTM 5

Available as an option on your Visa card, this coverage provides you and your loved ones with a safety net during hard times. It also offers assistance services to help you in your day-to-day life.

Advantages to applying for Assur-paymentTM coverage:

  • Peace of mind: coverage of your Visa card’s minimum monthly payment in the event of loss of employment, disability or accident6 settlement of your Visa card balance in the event of death or accidental dismemberment
  • Easy enrolment: no medical examination required
  • Balance-based payment: monthly premium calculated according to the balance used

Assistance services to help you in your day-to-day life:

  • Legal assistance: for your legal questions regarding everyday life
  • Day-to-day assistance: for advice regarding the challenges of everyday life
  • Convalescence assistance: to help you find home nursing care or private convalescence homes
  • Health access line: for answers to your health-related questions from an experienced medical team
Eligibility
  • Between 18 and 64 years of age
  • Resident of Canada
  • Holder or spouse of a holder of a Laurentian Bank Visa credit card
Insurance Maximum
  • Maximum sum insured: $15,000
  • Maximum monthly benefit: $750
For more information on Assur-paymentTM and full details, please see the Distribution Guide.

A fee of $0.97 per $100 of balance used (plus QST) applies.

Enjoy special benefits and features

FADOQ benefits

  • Free renewal of your FADOQ membership if you charge an average of $500 to your Visa account monthly or $6,000 per year7.
  • Replaces your FADOQ membership card
  • Gets you an enhanced interest rate with the FADOQ banking plan.

Other benefits

  • 2,99% interest for 9 months8 on balances transferred from other credit cards
  • 21-day interest-free payment deferment until the date shown on your statement
  • Visa payWave* to quickly and easily settle your everyday purchases
  • Option to subscribe to receive electronic statements via epostTM
  • Card accepted in more than 200 countries
  • No need to tell us when you are travelling, thanks to our advanced fraud detection systems
  • Cash advances and withdrawals available from more than one million ABMs affiliated with the Visa, Interac and PLUS networks, 24 hours a day, worldwide
  • Safely shop online at a participating merchant with Verified by Visa* or Visa Checkout.

Interest rates and fees

  • No annual fees
  • Interest rate on purchases: 19.99%
  • Interest rate on balance transfers, cash advances and Visa cheques: 21.99%
  • Processing fees for balance transfers and Visa cheques: 2% of the transferred amount