As part of a global review of our service offering, we have chosen to discontinue the FADOQ Privilege program, effective February 1, 2021, while pursuing our mission to provide you with sound advice to help you improve your financial health.

If you currently hold the program Visa* card and/or one of the banking plans, you will receive very soon the information about the financial products being offered in replacement.

We invite you to consult the Frequently Asked Questions for more details.
 
 
 

Roadside Assistance Service

1-877-870-3224 (Canada/United States)

Find out more

DISCOVER ALL THE ADVANTAGES OF THE FADOQ GOLD PRIVILEGE VISA CARD

Earn points quickly

All your purchases pay off:

  • 1 point per dollar spent on all your purchases1

No limit to the number of points you can accumulate, and your points never expire.

See how easy it is to accumulate points:

  Monthly Expenses Annual Benefits
Groceries $500
  • Up to $120 in rewards
  • Free FADOQ membership renewal8
Pharmacy $75
Gas $125
Cell Phone, Internet, TV $200
Restaurants $100

Find out how many points you can earn by the end of the year with our calculator.

Reward yourself as you like:

Travel Credits
  • 10,000 points = $100 rebate on your next trip
  • Redeem your points to settle the cost of a trip: hotel, airfare, cruise… no reservation restrictions
  • Travel credits starting at 10,000 points
Gift Cards
  • More than 80 participating retailers
  • Starting at 1,600 points
Merchandise
  • A selection of more than 350 items
To find out more, refer to the FADOQ GOLD Privilege Visa program rules

Redeem online fast and easily

To redeem your points, visit laurentianbank.ca/rewardzone.

Drive carefree knowing you can call roadside assistance for help!2

Number of Services
  • Up to four (4) service calls per year per cardholder
Coverage Area
  • Canada
  • United States (excluding Alaska and Hawaii)
Coverage
  • 24/7
  • 365 days
Covered Services
  • Towing within a 10-kilometre radius
  • Battery boost
  • Flat tire change
  • Fuel delivery
  • Winching
  • Lockout service
For more details, refer to the terms and conditions here.

Keep your peace of mind: you are protected.

Auto Rental Collision/Loss Damage Insurance3
Fraud Protection:4 Visa* Zero Liability
  • You are covered against unauthorized use of your card: shop safely without fear of being charged for fraudulent purchases.

Assur-PaymentTM, for your peace of mind and well-being

The Assur-paymentTM program, offered as a Laurentian Bank Visa* Card option, combines insurance,5 advice and well-being to provide you and your loved ones with support when you need it most. It also provides health and wellness assistance services to help you in your day-to-day life.

Eligibility
  • Be aged 18 to 64 inclusively
  • Be a resident of Canada
  • Be the holder or joint holder of a Laurentian Bank Visa card

COVERAGE WHEN YOU NEED IT MOST

  • Keep your peace of mind:
    Assur-PaymentTM combines life, accidental death and dismemberment, disability and job loss insurance to protect you: Coverage of your minimum monthly Visa card payment if you lose your job or become disabled,6 and settlement of your Visa card balance in the event of death or accidental dismemberment.
  • Easy enrolment: No medical exam required.
  • Payment based on the balance: The monthly premium is calculated based on the balance.

HEALTH AND WELLNESS ASSISTANCE SERVICES7

  • Personal budgeting advice: To identify, evaluate and adhere to your budget or find solutions to your financial concerns.
  • Legal advice: To assist you through legal issues.
  • Psychological support: For fully confidential listening and advice.
  • Grief and loss: For support following the loss of a loved one or to overcome difficult situations such as a layoff or the end of a relationship.

Maximum coverage

Maximum insured amount: $15,000
Maximum monthly benefit: $750

Enjoy special benefits and features

FADOQ benefits

  • Free renewal of your FADOQ membership if you charge an average of $500 to your Visa account monthly or $6,000 per year8.
  • Replaces your FADOQ membership card
  • Gets you an enhanced interest rate with the FADOQ banking plan.

Other benefits

  • 2,99% interest for 9 months9 on balances transferred from other credit cards
  • 21-day interest-free payment deferment until the date shown on your statement
  • Visa payWave* to quickly and easily settle your everyday purchases
  • Option to subscribe to receive electronic statements via epostTM
  • Card accepted in more than 200 countries
  • No need to tell us when you are travelling, thanks to our advanced fraud detection systems
  • Cash advances and withdrawals available from more than one million ABMs affiliated with the Visa, Interac and PLUS networks, 24 hours a day, worldwide
  • Safely complete your online purchases at participating merchants with Visa Secure and Click to Pay.

Interest rates and fees

  • No annual fees
  • Interest rate on purchases: 19.99%
  • Interest rate on balance transfers, cash advances and Visa cheques: 21.99%
  • Processing fees for balance transfers and Visa cheques: 2% of the transferred amount

 

Credit card's documentation