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LBCDirect by Internet

1.What are the services offered by LBCDirect?

With LBCDirect, you can:

  • View your accounts
  • View and download e-statements
  • Pay bills and schedule payments
  • Pay Government Remittances
  • Transfer funds between accounts
  • Send and receive Interac e-Transfer®
  • Send or fulfill a Request Money from your Interac e-Transfer® contacts
  • Register for Interac e-Transfer® Autodeposit
  • Manage contact information and communication preferences
  • And many more!

Interac e-Transfer® is a registered trademark of Interac Corp. Used under licence.


2.When is LBCDirect available?

This service is available 24 hours a day, 7 days a week, except for some short periods necessary for system maintenance.


3.Is LBCDirect accessible on my tablet or mobile phone?

Yes, LBCDirect is available on desktop, mobile and tablet browsers. LBCDirect will adjust to the screen size of all your devices.


4.How much does this service cost?

Monthly fees:
Registering with INTERNET LBCDirect is free if you have a business banking plan. Please note that some of our plans allow you to carry out a maximal number of transactions free of charge.

Banking fees:
For all the details regarding the various transactional fees, please consult our My transactional tools brochure.


5.Which accounts can I access via LBCDirect?

Once you're logged into your account, you can view:

  • Current Accounts
  • Line of Credit
  • Laurentian Bank VISA Credit Card
  • Mortgage Loans
  • Commercial Loans
  • Investment Products

6.How do I navigate around the homepage?

The homepage is defaulted to the Account Summary view. On this page, you can find account information, including account balances, login details, scheduled bill payments and transfers. Navigate to the left toolbar to access:

  • My Accounts
  • Pay Bills
  • Transfers
  • Request Forms
  • Messages
  • My Profile

Within each main feature, select and view the sub-menu to access more banking features.

If banking on a tablet or mobile phone, access these options via the hamburger menu.


7.How do I view my account information?

To view your account information, navigate and select “My Account” located on the left toolbar. Using the sub-menu, you can view your account summary and transaction history. If applicable, customers can also set up CRA Direct Deposit and be directed to Investor Access.


8.How do I make a bill payment?

To pay bills, navigate and select “Pay Bills” located on the left toolbar. Using the sub-menu, you can pay bills, schedule payments, add or manage your payees and access Declaration and Government Remittance services.


9.How do I transfer funds?

To transfer funds, navigate and select “Transfers” located on the left toolbar. Using the sub-menu, you can transfer funds between your Laurentian Bank accounts and program recurring transfers. You can also send out Interac e-Transfer® by selecting “Send money”


10.How do I view my Investor Access account?

To view your Investor Access account, navigate and select "My Account" located on the left toolbar. Using the sub-menu, select "Investor Access". The login page for Investor Access will open in a new browser tab. Log in using your Investor Access User ID and Password.


11.How do I change my profile and contact information?

To update your personal information, navigate and select “My Profile” located on the left toolbar. Using the sub-menu, you can update your contact information, change your password and 2-Step Verification information and manage your communication preferences


12.How do I end my session on LBCDirect?

When you are done banking, always remember to securely sign out of your account by selecting “SIGN OUT” at the top right of the screen.


13.I made a mistake with a bill payment made through LBCDirect. What should I do?

If you notice a mistake in a bill payment, call one of our advisors at the Telebanking Center at 1-800-252-1846, or for Business Services clients, contact your Business Centre Coordinator. It will be their pleasure to help you.

To facilitate processing of your request, have the following information on hand:

  • Name of the company who received the payment;
  • The transaction amount;
  • The transaction confirmation number;
  • The date and time of the transaction.

14.Where can I find more help on LBCDirect?

For quick assistance during a session, select the question mark icon located to the right of the screen. Find answers to frequently asked questions and helpful tips to get you back to banking.


15.How do I change my password? How often must I change it?

To change your password on LBCDirect, visit the login page and select “Reset password”. Then, follow the instructions to help you get back to banking.

You can also contact our Customer Service at 1-800-252-1846 or you Business Centre Coordinator.

For the protection and security of your account, we recommend that you change your password every 90 days.


16.What happens if I enter the wrong password?

You’ll always be asked to enter your password twice, If you enter the wrong password twice, you’ll get an error and will have to start over.


17.What must I do if I lose my password? Can you help me?

If you have forgotten your password or if it has been deactivated, contact our Customer Service at 1-800-252-1846 or your Business Centre Coordinator.


18.What is 2-Step Verification?

2-step verification is one of the safest ways to protect your account from fraud. It adds an extra layer of protection to your account by confirming that you’re the person logging in and completing a transaction or update.

The first time you log in to LBCDirect, you’ll be prompted to set up 2-step verification automatically.

2-step verification applies to all clients, including Business clients who have group access.

Note that there are no change to permissions linked to the access type (informational and transactional).


19.How do I set up 2-Step Verification?

The first time you log in to LBCDirect, you’ll be prompted to set up 2-step verification on the login page.

To enrol:

  1. Log in to LBCDirect with your existing access code and password.
  2. Enter your mobile phone number or email address to receive a 6-digit verification code by text message or email.
  3. Select “Send code”.
  4. Enter the verification code and select “Continue”.

20.Is 2-step verification safe?

2-step verification is one of the safest ways to protect your account from fraud. With a unique verification code sent to your mobile phone or email, this security feature is the second line of defence after your password. The verification code is unique, time-sensitive and can only be used once after it's been sent.

2-step verification helps us confirm that you’re the person logging in and completing a transaction or update. For example, if a cyber-criminal gets a hold of your access code and password, they still can’t log in to your account without the verification code.


21.Why do I have to complete 2-step verification after I log in?

From time to time, you may be asked to complete a simple 2-step verification when completing certain actions in LBCDirect. This is to ensure your account is protected when making sensitive requests.


22.Why do I have to complete 2-step verification when I send funds with Interac e-Transfer?

As part of a recent enhancement, you may be asked to complete a simple 2-step verification when sending funds with Interac e-Transfer or completing other transactions or updates in LBCDirect.

2-step verification is one of the safest ways to protect your account from fraud. It adds an extra layer of protection to your account by confirming that you’re the person sending the funds.


23.How do I complete 2-step verification?

To complete 2-step verification:

  1. You’ll receive a 6-digit verification code by text message or email, depending on the method you selected.
  2. Enter the verification code and select “Continue”.

24.I didn’t receive the text message or email with the verification code.

Wait a few minutes to receive the verification code. If you still haven’t received a code at the mobile phone number or email address that you used to enrol in 2-step verification, we can resend the code. Select “Send New Code” on the “Enter your verification code” page.


25.Do I have to use 2-Step Verification?

Yes, you must enrol in 2-step verification the first time you log in to LBCDirect.

From time to time, you may be asked to complete a simple 2-step verification for certain actions, like logging in and completing a transaction or update.

2-step verification is a required step to complete your request as well as to ensure your account is secure.


26.How often will I get prompted for 2-Step Verification?

You won’t have to use 2-step verification every time you log in or complete a transaction. There are certain triggers and security checks we use to figure out when you should be prompted with 2-step verification.

This is to ensure your account is protected when making sensitive requests.


27.Can I update my 2-Step Verification contact information?

Yes, you can.

To update your information:

  1. Go to “My Profile”.
  2. Select “Change 2-Step Verification Information”.

28.Why do I need to provide a mobile phone number or email address to log in?

When you give us your mobile phone number or email address, we use it to send you a 6-digit verification code that you’ll need to enter on the verification page.

This extra layer of protection will confirm that you’re the person logging in and completing a transaction or update.


29.Do I use only one option for 2-Step Verification (mobile phone number or email address)?

Yes, you only need to provide a mobile phone number or email address for the verification process.

Later, if you’d like to add another method of contact: 

  1. Go to “My Profile”.
  2. Select “Change 2-Step Verification Information”.

30.Can I register with more than one mobile phone number or email address for 2-step verification?

No, you can only register with one mobile phone number or email address.

For Business clients, each LBCDirect user need to register with his or her own contact information.


31.Does Laurentian Bank store my password?

No. For the protection and security of your account, you’re the only person who knows your password. If you forgot your password, you need to create a new one.


32.Can I reuse my old password?

No. If you forgot your password, you need to create a new one for your security. Never use an old password as your new password.


33.How do I create a strong password?

For your protection, your password needs to include:

  • 8 to 20 characters
  • At least 1 number
  • At least 1 letter
  • No upper case letters
  • No special characters. Example: ?&%*

34.What else can I do to protect my password?
  • Create a long and unique password, and don't share it with anyone.
  • Memorize your password.
  • Avoid using personal information, especially names, birthdays, addresses or phone numbers that are tied to your account.
  • Don’t use easily guessed passwords, such as “password”, “12345” or “123password”.
  • Change your password every 90 days to keep your account updated and secure.

35.Can I visit the branch or my business centre to change my password?

No. You can change your password through LBCDirect or by calling Customer Services or your Business Centre Coordinator.


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