Bank Financing Tools for My Family
Visa Credit Cards
Our Visa* cards will meet all your needs. From the no-frills model to the Visa Infinite card, you’ll find one that fits you just right without costing you and arm and a leg!
Take our Visa Black Reward Me for example.
It offers one of the most competitive interest rates around and you can collect points that can be redeemed for gift certificates at all kinds of retailers.
Apply online!
Want solid protection for your Visa? Add Assur-paymentTM1 protection!
Personal Line of Credit2
With our personal line of credit, you no longer complete a new application for each new project or when something unexpected comes up. Once you have it, you can do what you want with it!
Complete your first and last application online!
Personal Loan3
Our personal loans offer fixed or variable interest rate solutions for all your medium‑scale projects.
Apply online!
Homeowner's Kit2
If you own a home and you've already paid back at least 20% of its net worth, our Homeowner's Kit opens the door to financing—fast. It consolidates all your debts under one roof to help you save on interest.
Insurance in the Event of Disability or Death
The line of credit, personal loan and mortgage loan insurance protect4 your assets and your family. For a small premium, in the event of disability or death, the insurer will cover your payments or your balance up to a preset amount.
Comparing Financing Tools
This table will help you choose the right means for coming up with cash for bigger family expenses.
| Financing Means to favour For Different Projects | ||||
|---|---|---|---|---|
| Credit Card | Personal Loan | Personal Line of Credit | Homeowner's Kit | |
| Buying clothes | First choice | |||
| Buying furniture | First choice | Option | Option | |
| Getting baby's room ready | First choice | Option | Option | |
| Buying a car | First choice | Option | First choice, if homeowner | |
| Adopting a child | First choice | Option | First choice, if homeowner | |
| Major renovation project | Option | Option | First choice | |
These financing tools are for the short- and medium-term, but nothing is keeping you from planning for the future! Especially your child's future.
Plan for your and your child's future >>>
*Trademark of Visa Int., used under license.
Legal notice
1. Some conditions apply. Assur-paymentTM protection for Laurentian Bank Visa cards is issued by the Industrial Alliance Insurance and Financial Services inc. To be eligible, you must be aged 18 to 64 inclusively at the date of application, live in Canada and hold a Visa account in good standing. A monthly fee of $0.97 per $100 of balance used applies. Subject to change. For more details, refer to the summary of the insurance product and the insurance certificate available at branches or online at laurentianbank.ca.
2. Up to a maximum of $15,000 in the case of natural death or $30,000 in the case of accidental death.
3. Subject to credit approval.
4. Subject to acceptance by the insurer, Industrial Alliance.
