GDS and TDS Ratio Calculators

GDS Ratio Calculator
  Descriptions Amount
1. Enter a monthly mortgage amount
(reimbursement of capital and interest)1.
$___________
2. Heating costs
Property tax + school taxes
50% of condominium fees (if applicable)
+ $___________
+ $___________
+ $___________
= $___________
3. Divide the fee total by your gross monthly income. ÷ $___________
= __________%

 

TDS Ratio Calculator
  Descriptions Amount
1. Total amount of monthly fees from the above table $___________$
2. Car loans
3% of your credit card limit and 3% of your line of credit limit
Other debts and fixed monthly fees
+ $___________
+ $___________
+ $___________
= $___________
3. Divide the fee total by your gross monthly income. ÷ $___________
= __________%

<<< Back to What is the State of My Finances?

 

1. This amount is fictitious and can be adjusted until the final outcome is close to 32%.

Your next steps
You might also like