Planning for My Future
Estate planning is exactly the kind of thing we tend to put off forever. But what would happen to your loved ones if you ran into misfortune? We’re not putting an evil curse on you; we’re just raising a possibility. Don’t take any chances!
My Will
By drawing up your will early, you are protecting your loved ones from a legal, fiscal, and financial disaster should any misfortune arise. You’ll also be certain that everything will be in keeping with your wishes if something were to happen.
Whether to ensure that all your wishes are respected upon your death, to protect a common law spouse with whom you have shared a significant part of your life, or simply to legalize your estate, the Laurentian Trust team can help you with your estate planning so you can enjoy some peace of mind!
My Death Settlement
To avoid headaches in the event of a death, it's often a good idea to let a third party draw up your death settlement.
Should you ever be named executor by a deceased loved one and feel overwhelmed by the task at hand, you can trust your Laurentian Trust advisor to perform this role, in part or in whole, in the best interests of your heirs. We know all the fine points of this role, be they legal, fiscal or financial.
My Mandate in Case of Incapacity
If you've been in an accident or fallen seriously ill, you can't always predict how well you'll be able to manage your affairs, or for how long.
Who's going to take care of you? Who will have access to your bank account to pay your mortgage, car loan and all your bills? Who will make "your" crucial medical decisions to ensure your well-being? If you have a mandate in case of incapacity, you are the one who decides who, where, when and what.
So how do you get one? It’s a bit like drawing up a will: you put your wishes in writing and name an administrator. The Laurentian Trust team has all the expertise required to make sure you haven’t forgotten anything.
What Happens if I Don’t Have a Mandate in Case of Incapacity?
The Public Curator takes over. A family council is set up comprised of your parents or your brothers and sisters. This council, supervised by the curator, will make all the decisions on your behalf.
If this is what you want, fine. But if you want certain individuals—your spouse, your children—to have more say, you have to plan it in advance.
