Cards that reward transit users
+A reward program2
For each purchase settled with your Visa EXPLORE STM card, you earn points.
- 3 points on pre-authorised debits. Collect 3 times the points on each new bill registered for pre-authorised debits (telephone, cable TV, Internet, newspaper, etc.). $1 = 3 points
- 2 points on travel, transportation and foreign currency purchases. Every time you travel, your hotel, airfare, taxi earn you twice the points. $1 = 2 points
- 1 point on all other purchases. $1 = 1 point
- 25% more points on purchases made with the program agency
Advantages of points:
- Travel without restrictions on destinations and no blackout dates: Redeem your points to settle the cost of you trips booked with the travel agency of your choice. 10,000 points = $100 rebate
- Choose your reward
- Gift cards : over 80 participating merchants
- Merchandise : a selection of over 350 articles
+An insurance program3
- Travel Accident Group Insurance
- Hospital, Medical and Paramedical Insurance
- Trip Cancellation
- Delayed baggage
- Public Transport Vehicle Accident
- Auto Rental Collision/Loss Damage Insurance
View the Auto Rental Collision/Loss Damage Insurance Certificate of insurance - Purchase Insurance and Extended Warranty
View the Purchase Insurance and Extended Warranty Distribution Guide
+Visa Zero Liability4
- Coverage in case of unauthorized use of your card.
+A reward program2
- Collect points $1 charged to the card = 1 reward point.
- Gift cards Over 80 participating merchants.
- Merchandise A selection of over 350 products.
+An insurance program3
- Travel Accident Group Insurance
- Hospital, Medical and Paramedical Insurance
- Trip Cancellation
- Delayed Baggage
- Public Transport Vehicle Accident
- Auto Rental Collision/Loss Damage Insurance
View the Auto Rental Collision/Loss Damage Insurance Certificate of insurance - Purchase Insurance and Extended Warranty
View the Purchase Insurance and Extended Warranty Distribution Guide
+Visa Zero Liability4
- Coverage in case of unauthorized use of your card.
* Trademark of Visa International Service Association and used under license.
Legal notice
1. New cardholders save 10% exclusively on all fares purchased at STM vending machines, or when they subscribe to the OPUS à l'année. The 10% savings applies to monthly purchases of STM fares, with a total maximum value of $250, for a maximum discount of $25 per month.
New cardholders save 5% exclusively on all fares purchased at STM vending machines, or when they subscribe to the OPUS à l'année. The 5% savings applies to monthly purchases of STM fares, with a total maximum value of $250, for a maximum discount of $12.50 per month.
New cardholders must activate their cards and make their purchases exclusively at STM fare vending machines, or subscribe to the OPUS à l'année, to benefit from this promotion. The discount will be credited to the cardholder's account the same month STM transactions are processed. The account must be open and up-to-date at the time of the reimbursement (no late payments or exceeded credit limits).
Eligibility criteria: subject to the credit approval of Laurentian Bank. Please consult the subscription form for fees and credit terms applicable to the card. Use of the card with the STM option constitutes your agreement to the terms and conditions of this offer. Cannot be combined with any other offer. The bank reserves the right to modify or terminate this promotion without notice.
2. REWARD ME STM card: $1 purchase = 1 point. Points are redeemable for merchandise and gift cards. REWARD ME reward program
EXPLORE STM card: Points are redeemable against the total or partial payment of a travel-related purchase. A minimum of 10,000 points is required to obtain a travel credit, equal to a $100 rebate. EXPLORE reward program
Not all merchants offer pre-authorized debits. Please contact your service provider to set up pre-authorized debits.
3. Some conditions apply. For more details, refer to the distribution guides and the certificates of insurance available at branches or on this page.
4. To benefit from coverage, each cardholder and secondary cardholder must comply with the agreement governing the use of the Laurentian Bank Visa card, including conditions regarding the obligation to protect the PIN.
